“You must diversify your risks

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The best course of action is to follow a strict policy of self control. Give him some breathing room. It’s better for both of you. The instrument will depend on your horizon and risk taking ability equity and equity oriented mutual funds for longer term horizons and higher risk appetite and fixed income avenues for the short term. “You must diversify your risks. If you are investing Rs 20,000 a month, let Rs 10,000 go into a diversified equity or multi cap fund and another Rs 10,000 in a hybrid equity oriented fund,” says Gandhi.

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